Credit with credit entry

If you apply for a loan from a bank in Germany, it will always conduct a credit check. This includes, among other things, a query of your data at the credit.Therefore, it is difficult in this country to get a loan with a credit entry. However, there are special providers who also arrange a loan with credit entry. In this case, the credit query is omitted and no data is reported to the credit.

Requirements for a loan with a credit entry?

Requirements for a loan with a credit entry?

You can apply for such a loan online from different providers. These non-scholar loans are given, subject to certain conditions, up to a loan of EUR 3500. Settlement is carried out via a bank domiciled in Switzerland. To get such a loan is a regular income that is in an attachable area. For a single person without dependent persons this is currently 1070 Euro per month. In addition, you must be a German citizen and have been employed by your current employer for at least 12 months. If you are still between 18 and 55 years old, nothing stands in the way of a request.

How does such a loan go?

How does such a loan go?

After applying, you will receive the loan agreement usually by mail. You then simply sign it and return the contract with the necessary documents, such as proof of salary. If all prerequisites are met, you will receive the loan amount into your checking account within a few fees. In most cases, you can also choose a postable payment.

What should you look for?

What should you look for?

As it is well known how difficult it is to get credit with credit, some black sheep try to capitalize on it. Therefore, there are some things to consider. Most importantly, never pay a commission in advance. Otherwise they run the risk of not receiving the promised loan despite paying the commission. Compare the different providers in advance regarding their terms and conditions. Regarding the offered interest there are some big differences.

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